I need advice/help with my budget. Any good advice that works.?

We are a young couple that just had a baby. Our monthly income is 1500.00 a month. Does anyone have good saving tips and a way to get out of the living paycheck to paycheck routine?I need advice/help with my budget. Any good advice that works.?
Start by taking note were every penny goes for at least a week. You'll be surprised at the little things that add up so fast. Going out to lunch, coffee, buying magazines, etc add up really fast.





You should be able to find consignment stores or second hand stores for baby clothes and some other baby necessities (just not crib or car seat. Those should be bought brand new due to safety reasons). Consignment stores are quite a bit nicer than second hand shops but are still quite cheap.





Or if you know any other mothers in your family, ask if you can borrow clothing. I know I've got a ton of stuff my daughter wore only a couple of times (or in some cases never because she just grew so fast) that's just sitting unused right now until we decide if we're having another.





In order to stop living month to month though you're going to have to start setting aside some of the money you're making into savings. Even if you can only find $50 to set aside, it's a start.





In a few more months once being a new mother becomes easier (and it will, even though there were days I didn't believe it!), you might want to consider offering to take care of other's kids. Even if you can just look after a kid for an afternoon a week, you can make some much needed extra income.I need advice/help with my budget. Any good advice that works.?
Babies grow out of things very quickly, so buy from charity shops. Items will be hardly used. Breastfeeding costs nothing, and is better for baby. Homecooked stews make easy meals at weaning time, cheaper than buying jars or cans of baby food, and better because you know exactly what the contents are.





1500 a month is 300 a week during those occasional months with 5 weeks. If you can budget for less than 300 and save the differencem it will soon add up. I can limit my spending to less than 100 a week, but I don't have a new baby or rent/mortgage to pay, and no credit card. If you have debt, do all you can to get rid of it faster. Have friens over instead of going out on the town. Bring sandwiches to work for lunch. Track where the money goes by keeping records, and see where it is being wasted and cut down. Make everything last just a bit longer before you buy replacements - you'd get several more days out of the toothpaste tube, for instance. This works for other things too. Defer haircuts for another week or two, wash it yourself. Or just let it grow.





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Also read http://www.moneysavingexpert.com
Use a budget. A budget that is updated for actual costs is the best tool.





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